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Loan Requirements

Loan Requirements

-You must be at least 18 years old
-You must have a valid bank account in good standing
-$900 per month minimum income
-Residents of Georgia, Ohio, Pennsylvania, North Dakota, Virginia & West Virginia are not eligible for a loan
Credit Checks

Credit Checks

A credit check is typically not performed during your transaction. Some lenders may perform a credit check. Any credit check, if performed at all, will never impact your credit score.
Loan Fees/APRs

Loan Fees/APRs

Lenders determine APRs and fees depending on your personal eligibility. You will not be issued a loan unless you agree to the fees disclosed upon completion of your application. Click here for more information on loan rates and fees.

Good Credit Score Range For Getting Loans

On April 8, 2011 By

Loans are given to people with a variety of different credit scores, but a good credit score is obviously ideal. Generally speaking, a person with the best chance of getting loan approval should have a credit score of at least 650. A score of 650 is typically considered a  good credit score and indicates fair credit management. Many lenders consider a 650 score high enough for them to be willing to loan money.

Credit Scores of 700 and Above

A person with a credit score of 700 and above has …

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