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Loan Requirements

Loan Requirements

-You must be at least 18 years old
-You must have a valid bank account in good standing
-$900 per month minimum income
-Residents of Georgia, Ohio, Pennsylvania, North Dakota, Virginia & West Virginia are not eligible for a loan
Credit Checks

Credit Checks

A credit check is typically not performed during your transaction. Some lenders may perform a credit check. Any credit check, if performed at all, will never impact your credit score.
Loan Fees/APRs

Loan Fees/APRs

Lenders determine APRs and fees depending on your personal eligibility. You will not be issued a loan unless you agree to the fees disclosed upon completion of your application. Click here for more information on loan rates and fees.

What Are The Benefits of Loan Consolidation?

On June 11, 2011 By

If your loan or credit payments are out of control, and you’re feeling a burden of too many loans all at once, then loan consolidation may be for you. Loan consolidation, also known as debt consolidation, is when you take out one loan to pay off your others.

Benefits of Loan Consolidation

1. Less payments – if you are making lots of payments, consolidation will ensure that you’re only making one payment each month. Even if this payment is high, you’ll still avoid the hassle of managing several different loans …

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Getting a Debt Consolidation Loan Without Owning a Home

On March 23, 2011 By

It is entirely possible to get approval for debt consolidation without owning a home. There are many organizations and lending offices that offer debt consolidation to people who are not homeowners, although it is true that you might get a better interest rate if you are a homeowner. Here are some tips for debt consolidation approval:

Shop Around Until You Find the Lowest Cost Consolidation Plan

You should never settle for the first organization or lender who grants you approval for debt consolidation. First, you need to find out how …

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