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Loan Requirements

Loan Requirements

-You must be at least 18 years old
-You must have a valid bank account in good standing
-$900 per month minimum income
-Residents of Georgia, Ohio, Pennsylvania, North Dakota, Virginia & West Virginia are not eligible for a loan
Credit Checks

Credit Checks

A credit check is typically not performed during your transaction. Some lenders may perform a credit check. Any credit check, if performed at all, will never impact your credit score.
Loan Fees/APRs

Loan Fees/APRs

Lenders determine APRs and fees depending on your personal eligibility. You will not be issued a loan unless you agree to the fees disclosed upon completion of your application. Click here for more information on loan rates and fees.

What Is a Fixed Rate Loan?

On July 1, 2011 By

When you’re looking into getting a line of credit, you might get confused by some of the terms used to describe them. Your lender might discuss “fixed rate loans” and “variable rate loans,” and if you’re pretty new to borrowing money, you might not have any idea what those phrases actually mean. It’s important to understand what they mean because the type of rate you receive could have an impact on the total amount you end up paying back for what you borrow as well as your monthly payment.

What

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