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Loan Requirements

Loan Requirements

-You must be at least 18 years old
-You must have a valid bank account in good standing
-$900 per month minimum income
-Residents of Georgia, Ohio, Pennsylvania, North Dakota, Virginia & West Virginia are not eligible for a loan
Credit Checks

Credit Checks

A credit check is typically not performed during your transaction. Some lenders may perform a credit check. Any credit check, if performed at all, will never impact your credit score.
Loan Fees/APRs

Loan Fees/APRs

Lenders determine APRs and fees depending on your personal eligibility. You will not be issued a loan unless you agree to the fees disclosed upon completion of your application. Click here for more information on loan rates and fees.

No Doc Home Equity Loan Approval

On April 13, 2011 By

The equity on your home builds when your home accrues value and you have not used this value to fund anything else. You may then take out a home equity loans of the value accrued on your house. One benefit is that the interest charged is much lower than taking out personal loans or using credit cards and the loan is often used for unforeseen expenses like home improvement, student loans or tuition loans.

The no doc in home equity loan means the loaner only needs to see proof of …

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How does a home equity loan work?

On April 7, 2011 By

I need a loan for $5000 and I own my own home. How does a home equity loan work?

The Federal Reserve defines a home equity loan as a type of second mortgage where your home serves as collateral. In this case, if you do not pay back your loan, you could lose your house. Usually, consumers get home equity loans for major items like education or medical bills. Lenders look at borrowers’ income, debts, credit history, and other financial obligations to determine how long it will take the …

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