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Loan Requirements

Loan Requirements

-You must be at least 18 years old
-You must have a valid bank account in good standing
-$900 per month minimum income
-Residents of Georgia, Ohio, Pennsylvania, North Dakota, Virginia & West Virginia are not eligible for a loan
Credit Checks

Credit Checks

A credit check is typically not performed during your transaction. Some lenders may perform a credit check. Any credit check, if performed at all, will never impact your credit score.
Loan Fees/APRs

Loan Fees/APRs

Lenders determine APRs and fees depending on your personal eligibility. You will not be issued a loan unless you agree to the fees disclosed upon completion of your application. Click here for more information on loan rates and fees.

A payday Loan Settlement can often stretch up to a borrowing of $5000 or even $10,000 or $20,000. Whether it is ethical for a lender to lend out these kinds of large amounts of loans, like a $5000 payday loan, is another question. Payday loans have huge interest rates, above annual rates of 300%, and are expected to be paid back very quickly often on the next pay day. If they are not paid back at the right time a charge or fee is added onto the borrowed amount …

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