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Loan Requirements

Loan Requirements

-You must be at least 18 years old
-You must have a valid bank account in good standing
-$900 per month minimum income
-Residents of Georgia, Ohio, Pennsylvania, North Dakota, Virginia & West Virginia are not eligible for a loan
Credit Checks

Credit Checks

A credit check is typically not performed during your transaction. Some lenders may perform a credit check. Any credit check, if performed at all, will never impact your credit score.
Loan Fees/APRs

Loan Fees/APRs

Lenders determine APRs and fees depending on your personal eligibility. You will not be issued a loan unless you agree to the fees disclosed upon completion of your application. Click here for more information on loan rates and fees.

Facts on the Cheapest Unsecured Loans

On April 4, 2011 By

The cheapest unsecured loans are typically traditional bank loans. Very few lending offices can compete with the interest rates that most banks are able to offer. However, not everyone will be approved for loans that fall under this category. The average banks will usually not even give small $1500 loans with no interest rates requiring no collateral or cosigners to people with poor credit.

Shopping Around For Cheap Loans

People who want the absolute best deals they can get on unsecured loans should do a lot of shopping …

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