About Us, How This Site Works, And Terms of Service
Welcome! We’re here to help get you the loans you need! Instant-loans connects visitors with loans and information that they need. We are continually adding more content and features to this site with smart loans advice and tips for dealing with banks and other lenders. We always want to know how we’re doing with our site, so feel free to drop a quick note on the Apply for a LOAN page of our site!
How This Site Works
Once you’ve filled out the application form, you’ll be matched with a choice of lenders. The lender we match you with depends on your personal financial criteria. You’ll be able to see the best rates and terms available to you, and determine whether to accept and decline those rates and loans.
Realize that a lender may contact you regarding your application.
After seeing the loans available to you from lenders, and provided you accept the loan terms and fees displayed, funds will be deposited to your account as fast as one hour after verification/authorization.
Loan Rates and Fees
It is important to understand that payday loans, short term loans, and other cash advances are an extremely expensive form of lending. Only take out a loan if you 1) are sure you can pay it back, 2) understand the costs and risks of these loans, and 3) are entirely sure you need the money and have exhausted all other options. You may want to read our articles on how a payday loan works, as well as facts and information about payday loans.
The rates and fees of your loan will vary depending on your personal criteria. Lenders determine APRs and fees depending on your personal eligibility. You will not be issued a loan unless you agree to the fees disclosed upon completion of your application. Fees are typically set at a fixed rate per $100 borrowed; for example, a $25 per $100 borrowed would equal a $250 total repayment amount on a $200 loan. This is equal to a 300% APR. $50 per $100 borrowed would be equal to a 600% APR, and so on.
Terms of Service
By reading this Terms of Service and using this Website, you acknowledge that instant-loans.org is not a lender and does not make cash advances or credit decisions. This site will match you with a cash advance lender based on your application. The operator of this Website is not an agent or representative of any service provider and does not endorse any service or product.
Residents of Georgia, Ohio, Pennsylvania, North Dakota, Virginia & West Virginia are not eligible for a payday loan.
Instant-loans.org generates leads and traffic for other companies, and is an affiliate of other websites and/or lenders. We may collect a referral fee for any leads or traffic directed to these websites.
Welcome To Instant-Loans.org
Instant-loans.org is the place to visit if you are interested in how to get a loan fast, getting "instant" advice, facts, and information before applying for that loan, regardless of the size of it, how fast you need it, and what you need it for.
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First time here at instant-loans.org? Learn about our site and staff. If you're looking for something in particular, check out the category links below or use our search box at the top of the page. If you need information or have a question on something and and can't find it, drop us a line and we'll get back to you soon.
About The Editor
Maria Schubert is the editor of Instant-Loans.org. Originally from San Diego, Maria graduated from USC with a Bachelor's in Accounting, Certificate in Banking, and Certificate in Entreprenurship. Before joining our website, Maria spent time as a lender at a prominent Florida bank.
In addition to working with our staff and contributing to Instant-Loans.org, Maria enjoys golfing, asian cuisine, thrifty shopping, the beach, and a great novel.
Staff Writers and Research Assistants
- Cory Turtle (Senior Staff Writer)
- Heather Howard (Staff Writer)
- Garry Dillon Jr. (Staff Writer)
- Marcus Bentler (Staff Writer)
- Leigh Silva (Research Assistant)
- Mike Lowrie (Research Assistant)