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Loan Requirements

Loan Requirements

-You must be at least 18 years old
-You must have a valid bank account in good standing
-$900 per month minimum income
-Residents of Georgia, Ohio, Pennsylvania, North Dakota, Virginia & West Virginia are not eligible for a loan
Credit Checks

Credit Checks

A credit check is typically not performed during your transaction. Some lenders may perform a credit check. Any credit check, if performed at all, will never impact your credit score.
Loan Fees/APRs

Loan Fees/APRs

Lenders determine APRs and fees depending on your personal eligibility. You will not be issued a loan unless you agree to the fees disclosed upon completion of your application. Click here for more information on loan rates and fees.

Can I get a loan at 17?

On November 28, 2011 By

Reader Question: Patrick from Florida recently wrote us with a question, “Can I get a loan at 17? I need money for a car.”

Yes and no. You cannot get an individual loan at age 17. Minors (those under age 18) are not old enough to enter into a legally binding contract because they are not considered adults. Most minors do not have steady jobs because they are still in high school. They also don’t have credit.  Lenders view this age group as “too young” and “unable to pay …

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