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Loan Requirements

Loan Requirements

-You must be at least 18 years old
-You must have a valid bank account in good standing
-$900 per month minimum income
-Residents of Georgia, Ohio, Pennsylvania, North Dakota, Virginia & West Virginia are not eligible for a loan
Credit Checks

Credit Checks

A credit check is typically not performed during your transaction. Some lenders may perform a credit check. Any credit check, if performed at all, will never impact your credit score.
Loan Fees/APRs

Loan Fees/APRs

Lenders determine APRs and fees depending on your personal eligibility. You will not be issued a loan unless you agree to the fees disclosed upon completion of your application. Click here for more information on loan rates and fees.

Bankruptcy and Payday Loans: Can You Write Them Off?

On December 23, 2011 By

This time Chris in Dallas asks, “Can a payday loan be discharged in bankruptcy?”

Great question! Payday loans are an easy way for people with bad credit to get a loan. The borrower is able to write a personal check for the amount they wish to borrow plus the finance charge, and receive cash for that amount. Borrowers may sign over electronic access to their bank accounts to receive and repay payday loans. Lenders hold the borrower’s check until the next day when the loans and finance charges must be paid …

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